One of the first things President Trump did when taking office was to block implementation of a reduction in mortgage insurance premiums that President Obama had ordered a few weeks before. Obama’s order would have reduced FHA insurance premiums by 0.25 percent of the value of the value of the loan. Since FHA’s fund balance is just 16 percent above the legal minimum, Obama’s order would have turned it from a solvent program to a money loser. By reversing Obama’s order, Trump was giving incoming HUD Secretary Ben Carson a chance to review it.
Another recent rule that Trump should cancel or postpone is a final rule on metropolitan planning organizations (MPOs) that was issued on December 15. As the Antiplanner noted last October, this rule would force adjacent MPOs to either combine into one or coordinate together when writing plans. The assumption is that, if writing regional plans is good, writing super regional plans is even better.
The flaw in that assumption, of course, is the notion that writing regional plans is good. Regional planners necessarily have less information about their regions than local planners, who have less information than landowners. The idea that people with less information can do a better job of planning your property than you can do is one of the basic flaws in all government land-use planning.
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